Affiliate balance permanently drained — how we caught the ledger drift when Wise charged-back 30 days later and shipped a symmetric reverse RPC

Carla, fitness influencer in Miami, received $4,200 commissions in February; 31 days later Wise AML check reversed the transfer. Her bank returned the money but the thMenu dashboard still showed zero balance. Cause: outgoing_payment_sent handler ran an atomic settle while funds_refunded handler only flipped status — ledger drifted silently. PR #593 batch ZZ: reverse_affiliate_payout RPC + payout_clawback journal claim_key pattern.

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